No more guessing what you could be doing to improve your credit, or what it is that's dragging your score down. It will also keep you informed of your credit score, and why it may be lower or higher according to specific factors (credit age, credit usage, on-time payment history, total accounts, credit history, and derogatory marks). I find this especially useful because if you're able to input all of your accounts and assets, Mint will generate your net worth in real time as it fluctuates. Mint is a helpful piece of software if you're looking to centralize all of your financial accounts (checking, savings, credit cards, loans, retirement, investments, etc.) in one place. If you already are organized and have easy access to all of your accounts then it shouldn't be as stressful as it was for me.

My mortgage company does not participate so I had to figure out how to manually enter that information. Setting up the accounts is time consuming- that is mostly because you need to remember your user name and password for ALL of your bank accounts, credit cards, entertainment, utilities etc. The budgeting tool is automated and shows you in real time where you are spending and where you need to cut back. This platform takes all of your spending and shows you where your money is going. PROSĪll of your information lives in one space and is extremely easy to see/read.

Anyone who is not a financial expert should have its. It set up a budgeting system for us and allowed us to tweak it to our personal/family needs. Now we see in real time where each dollar is allocated. With inflation and the cost of groceries these days my husband and I felt like we needed a better understanding of where we were spending our money.

Mint reviews 2016